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Show your license and insurance by stating exactly what you hold: the license type and number if you have one, the kind of insurance you carry, and that a certificate is available on request. Put it in the footer, the about page and near the contact button. Requirements vary by state and trade, so check yours.
Many homeowners ask the same question before they hire: are you licensed and insured? If your site answers it plainly, you save a phone call and a doubt. If it answers it vaguely, or wrongly, it can cost you the job.
This post explains the three words contractors use, where to put them, and how to word it honestly. Requirements differ by state, sometimes by county or city, and by trade. Check yours with your state licensing board or local building department before you write anything, and treat this post as the layout, not the rulebook.
What do licensed, insured and bonded mean?
| Term | Plain meaning | Proof you can show |
|---|---|---|
| Licensed | You hold the license your state or locality requires to do your kind of work, issued by a licensing authority | License number, issuing authority, license type |
| Insured | You carry insurance, usually general liability, that responds if your work damages property or injures someone. If you have employees, workers’ compensation may also apply, depending on where you are | Certificate of insurance from your agent |
| Bonded | A surety company has issued a bond that backs your obligations to a customer or to the licensing authority | Bond number and surety company |
Two things people mix up. Insurance is not a bond. And “licensed” does not mean “insured.” A business can be one without the other, so say each one only if it is true.
Some trades need no license for some jobs, and some places license by dollar amount of the job. If your work does not require one, do not write “licensed.” Say what you do hold.
Where should license and insurance go on your website?
| Place | What to put there | Why |
|---|---|---|
| Footer on every page | License type and number, one line on insurance | It is seen everywhere without taking space |
| About page | The same facts, with one or two sentences of context | Where visitors look to decide to trust you |
| Near the call button or form | A short line: “Licensed and insured. Certificate on request.” | The last check before they call |
| Service pages | A one-line reminder where it matters, such as electrical or roofing | Reassures at the point of decision |
| Google Business Profile description or photos | Only what you can back up | Keep facts consistent across places |
Do not bury it on a page nobody opens. And do not turn it into a row of badge graphics you cannot explain.
What wording should you use?
Copy and edit. Only keep the lines that are true.
Short line for the footer:
[State] [license type] license no. [number]. [Type of] insurance. Certificate available on request.
About page paragraph:
[Business name] holds [license type], number [number], issued by [authority]. We carry [general liability] insurance[, and workers’ compensation for our crew]. We are happy to send a certificate of insurance before the job starts.
Near the contact button:
Licensed and insured. Ask for our certificate.
If your work does not require a license:
[Business name] carries [type] insurance. Certificate on request. We are happy to talk through what the job needs before we start.
What should you never put on the site?
- A license number you do not hold, or one belonging to someone else.
- “Licensed” when the license has lapsed or covers a different trade.
- “Fully insured” with no detail, if you only carry limited coverage. Name the kind.
- “Bonded” if you have no bond.
- Logos from manufacturers, associations or insurers you are not entitled to display.
- Words like “certified” or “approved” that suggest a body signed off on you when it did not.
A false line is worse than a missing one. It can be checked, and a check that fails loses the job and the trust.
How do you keep it accurate?
- Keep the documents handy. License certificate, certificate of insurance and bond paperwork, in one folder on your phone.
- Put renewal dates in your calendar with a reminder a month ahead.
- Update the website the same week you renew or change coverage.
- Check the number against the licensing authority’s lookup, if one exists, once a year.
- Ask your insurance agent for an updated certificate when you add or change a policy.
Will showing a license help you rank or get picked?
Nobody can promise that. Google does not publish a full recipe for local rankings. What the facts do is answer a question that many homeowners are already asking, and they give search engines and AI assistants a clear, true statement about your business to quote. If you run paid ads, note that platforms may have their own license and insurance requirements that vary by category and location. Check the current rules for the platform you use.
Keep your business name, phone and service area consistent with your Google Business Profile when you add these lines.
What about contractors who work mostly from referrals?
A referred homeowner may still look you up before they call. A clear license and insurance line is a quick reassurance for them too. If you are weighing whether you need a site at all, see do you need a website if your work comes from referrals.
Before you publish
- [ ] I checked what my state and local authority require for my trade
- [ ] Every claim names what I actually hold
- [ ] The license number matches the paperwork exactly
- [ ] I can send a certificate of insurance on request
- [ ] The footer, about page and contact area all carry the same facts
- [ ] I have renewal dates in my calendar
For the rest of a site’s basic pages, see what pages a contractor website needs. If you want the site built for you, the website in the Builders Presence plan is built in 7 to 10 days and is month to month. The pricing page has the details.
Common questions
What is the difference between licensed, insured and bonded?
Licensed means you hold the license your state or locality requires for the work. Insured means you carry insurance, usually liability coverage, that responds if your work damages property or hurts someone. Bonded means a surety company has issued a bond that backs your obligations. They are three different things, and a business can have any mix.
Should I put my license number on my website?
If you hold a license, showing the number makes it easy for a customer to look you up with the licensing authority, which builds trust. Many boards offer an online lookup, though that varies. Show the number exactly as issued and keep it current. If you are not required to hold one, do not imply you are.
Do I have to say I am insured?
You are not required to put it on the site, but it is one of the questions homeowners ask before they hire. If you carry coverage, say what kind and that a certificate is available. If you do not, do not claim it. Some customers and some job types may require proof before work starts.
What should I do when my license or insurance renews or lapses?
Update the site the same week. Put the renewal date in your calendar with a reminder ahead of it. If a policy or license lapses, remove the claim until it is active again. An out-of-date claim on a public page can cost you a job and can create bigger problems than a missing line.
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